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Modernising the Law for Payment Services in India

Technological innovation is revolutionising payments at a rapid pace. As the payments sector continues to innovate to meet the consumer demand for more efficient, innovative, and faster payment systems, there...

3 November 2021

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Adapting India’s Regulatory Framework to Digital-only Banks: A Case for Reform

Fintech’s reach has been steadily expanding India, with a proliferation of intermediaries, particularly in the payments and lending spheres. While not wholly devoid of activity, the digital banking space is...

23 October 2020

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Krittika Chavaly

Blueprint of a Fintech Regulatory Sandbox Law for India

As technological innovation disrupts the financial sector, regulators across the world continue to explore and experiment with new approaches to regulating innovation. A regulatory sandbox is one of the many...

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Krittika Chavaly

Report of the Inter-Ministerial Committee on Virtual Currencies: A missed opportunity for India

Recently, an Inter-Ministerial Committee (IMC) constituted by the Ministry of Finance, Government of India released a report recommending a law to ban cryptocurrencies in India. The proposed law...

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Consumer Protection and Payment Wallets – A Case for Tech-based Intervention

Historically, India has always been a heavily cash-dependent economy. However, in the recent past, it is witnessing a steady growth in the volume and value of digital financial transactions,...

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Debanshu Mukherjee

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